Entry Credit Analyst – Small Business Lending Team
GENERAL DESCRIPTION:
Grow America is one of the oldest and most innovative national non-profit community and economic development finance organization in the United States. Grow America was founded in 1969 with a mission of increasing the flow of capital for investment, jobs, and community development to underserved urban and rural areas across the country. For additional information about Grow America, please visit www.growamerica.org
Become part of an exciting and growing national not-for-profit organization focused on providing capital to traditionally underserved communities of color and low income – providing entrepreneurs with access to appropriately priced and structured financing! You can join a small but dedicated team of underwriters learning and implementing the nuances of providing excellent loan capital to this market!
LOCATION:
Hybrid of working in the office (Grow America’s Cleveland or NYC offices) and home office. Travel regularly for internal and external meetings, up to 25% of the time.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
· The Credit Analyst (“CA”) role centers on the core responsibilities of underwriting small business and real estate loans. The CA will work under the general supervision of the Grow America’s Small Business Director of Credit, exercising significant latitude in the use of initiative and independent judgement in the performance of his or her responsibilities.
· The person chosen for this position will be expected to perform credit analysis and underwriting functions for qualified applicants’ commercial real estate and small business financing that may include SBA 7a Lending; and
· Under the guidance of the Director of Credit, the person hired will create quality loan reports for review by the Director of Credit while communicating and interacting with Lending Team members and applicants regarding documentation, questions, concerns, and any outstanding issues.
GENERAL QUALIFICATION GUIDELINES:
· Has an interest and familiarity with accounting and/or finance and analytic concepts,
· Possesses strong time management and organizational skills as well as a high level of attention to detail,
· Is a self-motivator who routinely sets and exceeds their own goals. If you're goal-oriented and self-motivated, you'll thrive here!
· Has earned a Bachelor’s degree from an accredited four-year college or university with major course work in accounting, finance, business administration, economics or a related field,
· Is effective in written and verbal communication skills,
· Shows the ability to work effectively, and
· Have developed computer literacy in contact management, Microsoft Office Programs and/or database programs. Working knowledge of “Spark” a plus, but not required
This position will report to the Executive Managing Director – Lending.
Interested applicants should submit a cover letter and resume to: HR@growamerica.org
Competitive salary commensurate with experience. The salary range is $65,000 to $80,000. Comprehensive benefits package. Grow America is an Equal Opportunity employer.
The information provided above has been designed to indicate the general nature and level of the work of the position. It is not a comprehensive inventory of all duties, responsibilities, and qualifications required.
Job Type: Full-time
Pay: $65,000.00 - $80,000.00 per year
Application Question(s):
- Do you have a degree in Finance or Accounting?
Experience:
- Financial analysis: 1 year (Required)
Work Location: Hybrid remote in New York, NY 10017