At Axiom Bank's Allied division, we encourage you to aim for the sky and leverage your expertise and passion to excel. We are a growing, dynamic organization – this is an exciting time to get on board!
We believe in the value of promoting a healthy work/life balance and are committed to recognizing the role everyone plays in our ongoing success. We offer the following benefits to our Full Time Employees:
- 12 Paid Holidays
- Generous Paid Time Off
- 4% Match on our 401(k)
- Medical, Dental and Vision Benefits
- 100% Company Paid Life, AD&D Insurance, Short and Long Term Disability
Key Responsibilities and Accountabilities
- Prepares Credit Memoranda in collaboration with Relationship Managers and other deal team members, recommending credit decisions and loan structuring.
- Participates in Credit Committee meetings as a committee resource.
- Reviews, organizes and analyzes financial information relating to existing and new clients in a timely, efficient manner.
- Complete credit investigations in partnership with the deal team and demonstrate the ability to work directly with clients and other involved third parties to augment credit decision making.
- Maintains the confidentiality of credit and customer information.
- Observes safety and security procedures and guidelines.
- Maintains a thorough knowledge of, and compliance with, Federal and State banking regulations and adherence with all Bank policies and procedures.
- Provides professional, courteous and efficient service to all internal and external customers.
- Reviews and provides feedback on the work product of other credit analysts, as requested, for accuracy and completeness.
Supervision of Personnel
- None, but will be expected to coach and train other team members as requested.
Working Conditions
- This position is performed in a regular office work environment, including ability to lift and carry files of up to 10 lbs. Extensive use of computer terminal and keyboard.
Travel
Qualifications Summary
Education
- Bachelor’s degree in Finance, Accounting, or Business program.
Experience and Qualifications
- 5-10 years of experience in commercial credit analysis within a financial institution; or the equivalent combination of education and experience. Completion of a formal credit training program is preferred.
The incumbent will be expected to be able to work Monday through Friday and work will mainly be performed at the Maitland location; occasional evening and weekend work may be required. Flexibility with work location and hours may be granted if circumstances permit.
Other Knowledge & Skills:
- Knowledge of Federal and State Lending Regulations as they pertain to commercial deposit and/or lending operations.
- Ability to analyze complex commercial credit.
- Strong written and oral communications skills, with the ability to engage in successful analytical conversation and accurately document analysis and recommendations.
- Excellent organizational skills. Ability to pay close attention to detail. Team player, with demonstrated collaborative skills.
- Willingness to learn and apply new concepts into job duties.
- Ability to lead and coach others.
Other Duties - Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.